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Planning for a Natural Disaster

Posted on by Beth Wallace

Natural Disaster

First, I’d like to take a moment to recognize all those adversely affected by the recent natural disasters and offer hope for resilience and a speedy recovery.

Name a natural disaster occurring today around your world – hurricane, flood, wildfire, tornado, earth quake or something else.  As we know, natural disasters have a life of their own, often without much predictability and time to prepare.  If you have not prepared for a natural disaster, NOW is the time.  If you have, please feel free to share your story of how you and your business is prepared.

As a business owner, you know that planning never stops and disaster planning is not something you necessarily consider daily, weekly or even monthly.  But in the wake of all the current disasters, maybe it’s time to bring it to the forefront.

Here are some planning takeaways:

  • Prepare for before, during and after the storm;
  • Talk to your insurance provider and understand your coverage and consider business interruption insurance;
  • Identify critical functions of business operations and plan alternative options such as staffing, location/space, diversified supply chain and the like;
  • Create a clearly defined communication plan for management, employees, supply chain and customers;
  • Protect your company’s digital information and data by having an information technology recovery plan;
  • Contact your financial institution, especially if you have a loan, and inquire about loan deferment and other disaster loan relief in case your business experiences interruptions;
  • Create a supply kit of essential survival items; and
  • Identify resources to help.

Speaking of resources, here are a few to mention:

Useful websites:

Take some time to invest in your business and be prepared.